Nuremberg, Germany, Might nineteenth, 2026, Chainwire
Based mostly on Coinbird DCA Calculator knowledge: month-to-month Bitcoin shopping for since 2015 returned +4,515%, whereas traders would nonetheless have endured a 76.72% drawdown, and DCA underperformed lump-sum investing in Coinbird’s examined shorter-term situations
New evaluation from unbiased crypto comparability platform Coinbird exhibits what disciplined month-to-month Bitcoin shopping for since 2015 would have really produced, whereas additionally exhibiting the place the favored narrative of “simply DCA into Bitcoin” oversimplifies the fact.
The findings are primarily based on Coinbird’s Bitcoin DCA Calculator, which makes use of historic Bitcoin value knowledge from CoinGecko and lets customers mannequin recurring funding situations going again to 2013.
To run the backtest or discover different situations, customers can go to:
https://www.coinbird.com/cryptocurrencies/bitcoin/dca-calculator
Key findings
An investor who started a $100/month Bitcoin DCA plan in January 2015 would have made 137 month-to-month purchases by Might 2026, investing a complete of $13,700. As of Might 19, 2026, the ensuing portfolio of 8.219 BTC can be value roughly $632,315, representing a complete return of +4,515% on invested capital. The technique accrued Bitcoin at a median acquisition price of roughly $1,667 per BTC, as a result of early purchases acquired considerably extra Bitcoin earlier than costs rose.
For traders who began later, close to the Might 2021 market peak earlier than the 2022 crash, a $100/month DCA plan nonetheless returned +84.34% within the Might 2021–Might 2026 situation — turning $6,100 invested throughout 61 month-to-month purchases into roughly $11,244. Over the identical interval, a lump-sum funding of the total quantity made upfront in Might 2021 returned roughly +43%. On this particular situation, DCA outperformed as a result of the technique mechanically accrued extra Bitcoin through the 2022 bear market.
Importantly, lump-sum investing beat DCA on the 1-, 2-, 3- and 4-year horizons in Coinbird’s examined situations. The five-year DCA benefit emerged solely after a full crash-and-recovery cycle. The conclusion that “DCA beats lump-sum” will not be common — it relies upon closely on begin date and market regime.
DCA traders throughout the total interval nonetheless skilled a most drawdown of -76.72% through the 2022 bear market, underscoring that recurring purchases don’t remove volatility or the psychological issue of holding by extreme declines.
“The fascinating discovering will not be merely that Bitcoin went up since 2015,” stated Philipp, Founding father of Coinbird. “The fascinating discovering is that, on this historic situation, automated month-to-month shopping for by crashes, all-time highs and regulatory uncertainty nonetheless produced extraordinary long-term outcomes. On the similar time, the drawdowns present why this technique is far tougher to reside by than it seems on a chart in hindsight.”
Coinbird’s Bitcoin DCA Calculator is out there freed from cost and permits customers to check completely different funding quantities, buy intervals and begin dates going again to 2013.
Methodology
The evaluation simulates recurring Bitcoin purchases on the chosen month-to-month interval utilizing historic CoinGecko value knowledge. Lump-sum comparisons assume the total deliberate contribution quantity is invested upfront firstly of the chosen interval. Calculations exclude taxes and buying and selling charges. Previous efficiency doesn’t assure future outcomes.
About Coinbird
Coinbird is an unbiased crypto comparability and market intelligence platform serving to retail traders evaluate cryptocurrencies, exchanges and wallets with clearer knowledge. On coinbird.com, customers can discover reside market knowledge, evaluate suppliers, use crypto calculators and observe market indicators such because the Bitcoin Rainbow Chart, Bitcoin Dominance and Altcoin Season Index.
Coinbird is operated by Coinbird GmbH and is the worldwide platform of kryptovergleich.de, one among Germany’s main crypto comparability portals, serving greater than two million customers yearly. Throughout each platforms, Coinbird combines clear knowledge, sensible instruments and academic guides for brand new and skilled crypto traders alike.
Contact
FounderPhilipp DuringerCoinbird GmbH[email protected]
